Free Retirement Classes. What You Need To Know To Retire Successfully
What is Long-Term Care?
Who Needs Care?
How Much Care Will You Need?
Who Will Provide Your Care?
Where Can You Receive Care?
Who Pays for Long-Term Care?
Questions about long-term care?
When most people think of long–term care for the elderly, they think of nursing homes. But it can involve much more than that.
Who Needs Long-Term Care?
Recent research suggests that most Americans turning age 65 will need long-term care services at some point in their lives.
- The older you are, the more likely you will need long-term care
- Women outlive men by about five years on average, so they are more likely to live at home alone when they are older
- Having an accident or chronic illness that causes a disability is another reason for needing long-term care
- Between ages 40 and 50, on average, eight percent of people have a disability that could require long-term care services
- 69 percent of people age 90 or more have a disability
- Chronic conditions such as diabetes and high blood pressure make you more likely to need care
- Your family history such as whether your parents or grandparents had chronic conditions, may increase your likelihood
- Poor diet and exercise habits increase your chances of needing long-term care
- If you live alone, you’re more likely to need paid care than if you’re married, or single, and living with a partner