WEP & GPO

For many who work in government service, the impact of the WEP (windfall elimination provision) and GPO (government pension offset) remains a mystery until they file for Social Security benefits.

Unfortunately, for those collecting a pension from uncovered employment, the impact the WEP and the GPO have on their benefit calculation is not finalized until they actually file for benefits. As a result, the benefit values shown on statements belonging to those who will collect Social Security benefits as well as a pension payment from uncovered employment are inaccurate.

In many instances the PIA displayed on the Social Security statement over states the actual benefit one will receive by more than $500 per month! Our proprietary Social Security Optimization software can calculate now, in real time, the exact  impact of the WEP and GPO so you can begin successfully planning long before you land on the doorstep of retirement.