Social Security Specialists
Supporting businesses, individuals & families since 2000
Understanding Social Security
With hundreds of filing options and nearly 3,000 filing rules, Social Security is one of the most complex and confusing retirement income sources you have.
Social Security FAQs
10 Steps to Boost your social security
Follow these steps to help ensure that you will collect the greatest possible Social Security benefit.
How social security is taxed
Some of you have to pay federal income taxes on your Social Security benefits.
How pensions may impact your Social Security benefits
The Windfall Elimination Provision can affect how the Social Security Administration calculates your retirement income benefit.
Dedicated to giving everyone the retirement they dreamed of
When you’ve never done it before, it’s hard to figure out when to retire and how to make your money last.
But ultimately, that’s what it’s all about: having the income you need to support yourself in the lifestyle you want and with the confidence that your money will last your entire lifetime — no matter how long you live.
“When you’re ready to talk about retirement, we’re here for you. We’ll answer all your questions, like when to begin collecting Social Security, how to decide what to do with your newfound time, and how to turn your savings into a steady income for life while also leaving a legacy for your loved ones.”
What We Do
401K & IRA Rollovers
TSP & Federal Benefits
Long Term Care
Years in business
A Trustworthy & Committed Financial Advisor
James “Jim” Musgrave, a Wealth Advisor with over 17 years of experience in the financial industry, specializes in retirement planning, money management, insurance and 401(k) plans. Affiliated with Research Financial Strategies, an independent Registered Investment Advisor, Jim makes recommendations in the best interest of his clients and does not receive any financial incentives to sell any particular investment or insurance product. Being a fiduciary, I am required to always put my clients and their families’ best interests first at all times.
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TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. TSP FundsThere are currently 15 investment funds in the Thrift Savings Plan. Five are individual stock and bond funds, and the others are...
January 17 — The financial markets will be closed on Monday, January 17, in observance of Martin Luther King Jr. Day. The Thrift Savings Plan will also be closed. Transactions that would have been processed Monday night (January 17) will be processed...
Thrift Savings Plan (TSP) Summary of ReturnsBelow are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. A description of each of the TSP funds here. 5 Thrift Savings Plan (TSP)...
COVID-19 strikes again. Coronavirus cases have been on the rise in Europe, climbing from about 700,000 new cases a week in September to 2.6 million a week in November, reported Richard Pérez-Peña and Jason Horowitz of the New York Times. As Thanksgiving...
Treasury Note is simply the yield at the close of the day on each of the historical time periods. Sources: Yahoo! Finance, MarketWatch, djindexes.com, London Bullion Market Association.Past performance is no guarantee of future results. Indices are unmanaged and...
Cost-of-living-adjustment (COLA) rates for federal annuities in 2022 were announced earlier today.Retirees under the Civil Service Retirement System (CSRS) will receive a 5.9 percent increase while those under the Federal Employee Retirement System (FERS)...
Remember the movie Groundhog Day?Bill Murray’s character is a crotchety newsman who lives the same day over and over again. After exhausting other options, he chooses self-improvement and eventually escapes the cycle.The movie came to mind last week when...
What, me worry?About this time last year, Time Magazine reported on anxiety in America. Almost 40 percent of Americans reported being more anxious than they were the previous year.The performance of stock and bond markets this summer may have pushed those...
Happy Labor Day! As you know, this holiday is for celebrating the Labor Movement and the contributions workers have made to our nation’s history. But in recent years, as our society has grown ever more automated and modernized, we sometimes think we forget how...
Jim Musgrave, CRPC
2273 Research Blvd, Suite 101, Rockville, MD 20850