Social Security Specialists

Supporting businesses, individuals & families since 2000

Understanding Social Security

With hundreds of filing options and nearly 3,000 filing rules, Social Security is one of the most complex and confusing retirement income sources you have.

Social Security FAQs

10 Steps to Boost your social security

Follow these steps to help ensure that you will collect the greatest possible Social Security benefit.

How social security is taxed

Some of you have to pay federal income taxes on your Social Security benefits.

How pensions may impact your Social Security benefits

The Windfall Elimination Provision can affect how the Social Security Administration calculates your retirement income benefit.

About Us

Dedicated to giving everyone the retirement they dreamed of

When you’ve never done it before, it’s hard to figure out when to retire and how to make your money last.

But ultimately, that’s what it’s all about: having the income you need to support yourself in the lifestyle you want and with the confidence that your money will last your entire lifetime — no matter how long you live.

“When you’re ready to talk about retirement, we’re here for you. We’ll answer all your questions, like when to begin collecting Social Security, how to decide what to do with your newfound time, and how to turn your savings into a steady income for life while also leaving a legacy for your loved ones.”

What We Do

Primary Services

Retirement Planning

401K & IRA Rollovers

TSP & Federal Benefits

Life Insurance

Long Term Care

Money Management

Financial Seminars

Years in business

ABC

A Trustworthy & Committed Financial Advisor

James “Jim” Musgrave, a Wealth Advisor with over 17 years of experience in the financial industry, specializes in retirement planning, money management, insurance and 401(k) plans. Affiliated with Research Financial Strategies, an independent Registered Investment Advisor, Jim makes recommendations in the best interest of his clients and does not receive any financial incentives to sell any particular investment or insurance product. Being a fiduciary, I am required to always put my clients and their families’ best interests first at all times.

Sed Porttitor Lectus Nibh Quis Lorem

“Curabitur non nulla sit amet tempus convallis quis ac lectus. Vivamus suscipit tortor eget felis porttitor.”

Nulla quis lorem ut libero malesuada feugiat. Curabitur non nulla sit amet tempus convallis quis ac lectus. Vivamus suscipit tortor eget felis porttitor. Nulla quis lorem ut libero malesuada feugiat. Curabitur non

Latest Thrift Savings Plan (TSP) Returns 2021

TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan.   TSP FundsThere are currently 15 investment funds in the Thrift Savings Plan. Five are individual stock and bond funds, and the others are...

read more

January TSP Processing Schedule

January 17 — The financial markets will be closed on Monday, January 17, in observance of Martin Luther King Jr. Day. The Thrift Savings Plan will also be closed. Transactions that would have been processed Monday night (January 17) will be processed...

read more

TSP Thrift Savings Plan Returns 2021

Thrift Savings Plan (TSP) Summary of ReturnsBelow are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan.   A description of each of the TSP funds here. 5 Thrift Savings Plan (TSP)...

read more

Weekly Market Commentary

COVID-19 strikes again. Coronavirus cases have been on the rise in Europe, climbing from about 700,000 new cases a week in September to 2.6 million a week in November, reported Richard Pérez-Peña and Jason Horowitz of the New York Times. As Thanksgiving...

read more

Weekly Stock Market Commentary

Treasury Note is simply the yield at the close of the day on each of the historical time periods. Sources: Yahoo! Finance, MarketWatch, djindexes.com, London Bullion Market Association.Past performance is no guarantee of future results. Indices are unmanaged and...

read more

Retiree COLAs for 2022 Announced

Cost-of-living-adjustment (COLA) rates for federal annuities in 2022 were announced earlier today.Retirees under the Civil Service Retirement System (CSRS) will receive a 5.9 percent increase while those under the Federal Employee Retirement System (FERS)...

read more
Market Commentary – September 9, 2019

Market Commentary – September 9, 2019

Remember the movie Groundhog Day?Bill Murray’s character is a crotchety newsman who lives the same day over and over again. After exhausting other options, he chooses self-improvement and eventually escapes the cycle.The movie came to mind last week when...

read more
Market Commentary – September 3, 2019

Market Commentary – September 3, 2019

What, me worry?About this time last year, Time Magazine reported on anxiety in America. Almost 40 percent of Americans reported being more anxious than they were the previous year.The performance of stock and bond markets this summer may have pushed those...

read more
How important labor still is today

How important labor still is today

Happy Labor Day!  As you know, this holiday is for celebrating the Labor Movement and the contributions workers have made to our nation’s history. But in recent years, as our society has grown ever more automated and modernized, we sometimes think we forget how...

read more

Jim Musgrave, CRPC

Address

2273 Research Blvd, Suite 101, Rockville, MD 20850

Phone

(301) 588-0514

Email

Schedule Your Free Consultation