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Social Security

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One of the most important decisions you will make before retiring is when and how to claim Social Security benefits. The majority of retirees apply for benefits as soon as they become eligible at age 62. For many, however, they do so without realizing they are significantly and permanently reducing the benefit amounts they and their spouse will have the opportunity to receive throughout their lifetime.

With hundreds of filing options and nearly 3,000 filing rules, Social Security is one of the most complex and confusing retirement income sources you have. In fact, according to Market Watch article in May of 2015, three out of four Americans leave thousands of dollars in Social Security benefits on the table because of uninformed Social Security filing decisions.

There is a much easier way to maximize your social security benefits than trying to figure it out yourself. We have helped hundreds of people make well-informed decisions regarding their social security and retirement income.

How Optimizing Social Security Benefits May Make Personal Savings Last

The number one concern facing retiring Americans is the fear of not having enough money to maintain their lifestyle through their...

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How Social Security is Taxed

Many of us must pay federal income taxes on our Social Security benefits. This usually happens only if you have other substantial income...

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How Social Security is Calculated

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Spousal Benefits vs Survivor Benefits

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Independently Entitled Divorced Spouse

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